Notice of Right to Cure Default

The most important step in your collections practice is to determine whether you need to file a Notice of Right to Cure Default. Under Iowa law, a consumer credit account does not go into default until the consumer …

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Illegal Collection Activities

A variety of state and federal laws govern collections activities. Among the most important are the Iowa Debt Collections Practices Act, the Federal Fair Debt Collections Practices Act, and the Federal Truth in Lending Act. The list of …

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